Buying Property

home purchase

Buying a house, townhouse or flat?

Imagine what could go wrong with your home purchase! Houses are made up of hundreds of different parts and materials from a nail to a roof tile and more!

New or used, the home purchase will most likely be one of the biggest investments you’ll ever make! Therefore, with this type of investment, it only makes sense to have a professional home inspection done beforehand.

If you’re thinking, “Why do I need to spend the time and money on a home inspection?”

My question to you is “Why take any unnecessary chances with your hard-earned money?

Protecting your home purchase

An inspection and report will give you a clear, concise picture of the important components and systems of the home. Therefore, you can make an informed decision on the purchase of the home. In doing so, you avoid buying a new home only to spend thousands of rand on unexpected or unforeseen problems.

My thorough, impartial inspection will let you identify any minor or major repairs or maintenance issues. Furthermore, the inspection report is a valuable tool in the bargaining stage to address any issues before finalising your home purchase.

Moreover, you will have a highly trained, experienced and dedicated professional on your side. My report will help you make the right decision with your property purchase.

Don’t make the mistake so many other home buyers are making over and over again!

Protect your investment by having a home inspection!

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Inspected Once, Inspected Right!®

THE HOME DETECTIVE » inspector

Home Inspectors and Inspections

Home inspections: A must for every home buyer

inspector
Jurie Fourie – Owner of THE HOME DETECTIVE and Certified Home Inspector and Member of the International Association of Certified Home Inspectors (InterNACHI)

When you’re buying a home, you don’t want to skip the home inspection step. Home inspections are an important part of the home buying process. An inspection by an InterNACHI certified home inspector can prevent you from purchasing a home with serious issues such as mould, structural defects, faulty plumbing and more.

Firstly, you should insert a contingency in the “Offer To Purchase” which states that the sale is dependant on a satisfactory home inspection. In addition, you should also agree on an “Inspection Contingency Period” which will give you time to have a home inspection done. Furthermore, this period should be between four to seven days depending on how soon you can get an appointment with a home inspector.

Based on the results of a home inspection, the contingency will then give you the right to cancel the sales agreement. In addition, you can walk away from the transaction without recourse if you are unsatisfied with the seller’s response to a request for an inspection and inspection contingency.

You lose the right to have the home inspected and to negotiate over defects found in a home once the contingency period ends.

What is a home inspection?

As a home buyer, it is your right to have your future home inspected for potential faults and defects. Therefore, don’t skip this step!

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Section Title Schemes

Responsibilities of Owners and Body Corporates

Body corporates

I do a fair amount of inspections in sectional title schemes. Often, owners ask me if body corporates will pay for repairs inside their units. Obviously, their concern is about damage caused by external factors such as rainstorms, burst geysers and so on.

Each case is usually based on its merits. Usually, the body corporate’s trustees use their discretion when deciding to whom they allocate the cost of repairs and replacement. However, there are many grey areas and the differences between the owner’s and body corporate’s liability and responsibility.

The Body Corporate’s obligations

Body corporates are responsible for the repairs and maintenance and upkeep of the common properties.

Furthermore, the body corporate maintains all pipes, ducts, wiring etc. for the common property and services to more than one unit.

Your obligations as an owner of a section

You must maintain and keep in good state your section. Moreover, you must also keep any part of the common property to which you have the right neat and tidy. These are exclusive use areas such as gardens, patios, balconies, parking areas, garages etc.

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Boundary Walls

Preventing and Repairing Cracks in Boundary Walls

Damaged boundary walls around your property can spoil the whole look and feel of your property. Furthermore, cracked and leaning walls can also pose a danger to passers-by should the wall fall over.

boundary wall
This was a wall that was butt jointed against the neighbour’s wall. The danger here is that when the wall falls over portions of the wall will be spread over the pavement and possibly into the road. If a pedestrian is close by serious injury could result!

This article explains the correct way to repair boundary walls and install expansion joints!

Firstly, if your walls have ugly cracks and broken plasterwork and brickwork at the expansion joints do not plaster them up as shown in the photos below!

boundary wall
This expansion joint was chopped open and plastered up. The joint will crack at the joint again. This is a waste of time and money and will cause more problems than before!

Furthermore, the work done on these boundary walls will result in more cracking in the walls!

Many boundary walls and retaining walls may fail prematurely due to the lack of provision for movement. However, this is usually not a fault in the materials used, but usually a lack of proper design. Even when the design is correct, the construction of the boundary wall and expansion joints are often faulty.

What is an expansion joint?

It is a separation between two portions of the same structure. A butt joint in a boundary wall is not an expansion joint!

Expansion joints in boundary walls

When building a boundary wall, an expansion joint is a separation designed to relieve stress on building materials caused by movement induced by thermal expansion and contraction. They are therefore specifically provided in boundary walls to avoid cracks occurring in the wall.

Temperature changes and seasonal changes mostly cause the movement in the boundary walls. However, expansion joints also permit movement due to ground settlement, seismic events and expansive soils.

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Seller Mistakes

estate agents

Critical Home Seller Mistakes and How to Avoid Them

By Kay Pascale.

Selling your home is one of the most important life-changing decisions you’ll make. It’s both personal and financial, and the stress of the home sale process can leave you open to some critical, and costly, mistakes. Here are a few common mistakes and how to avoid them.

Choosing the Wrong Real Estate Agents

The second most ill-advised choice, beyond trying to sell your own house, is the wrong choice of estate agents. Properly-vetted estate agents, with proven sales records, can help you with many of the costly legal requirements of property transfer as well as avoiding the myriad of pitfalls of a poorly marketed home. Consult several local estate agents and ask each how they would market your home. Also, ask for a comparative marketing analysis that would give you the values of homes in your area.

Poor Staging

Part of a successful home sale is the attractive staging of the property. Decluttering your home will allow the potential buyer to visualize themselves in the home. Putting your extra clutter from the garage, attic, and even some of the main rooms of your home in storage will make your home feel more spacious to the buyer.

Small upgrades like fresh paint and home repairs are necessary to secure the best price for your home. The basics of home maintenance give the buyer confidence in your home as their choice. Keeping your home picture-perfect and ready at a moment’s notice for a showing can greatly improve the likelihood of a successful and quick sale. A well-staged home ready for viewing will get the most potential buyers for your home.

Pricing Your House Too High

Pricing your home too high is one of the costliest and time-delaying mistakes. Too high a price can turn off buyers and delay the sale of your home. Each subsequent lowering of your sale price will put you in a more vulnerable position in negotiating an optimum home sale price.

Not Giving a 90-Day Notice

One of the legal pitfalls that good estate agents can help you avoid is not giving a 90-day notice of cancellation to the bank. This is a costly mistake since it results in a penalty of 1% on the remaining balance on the bond for the full 90 days.

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