Home Inspectors and Inspections

Home inspections: A must for every home buyer

inspector
Jurie Fourie – Owner of THE HOME DETECTIVE and Certified Home Inspector and Member of the International Association of Certified Home Inspectors (InterNACHI)

When you’re buying a home, you don’t want to skip the home inspection step. Home inspections are an important part of the home buying process. An inspection by an InterNACHI certified home inspector can prevent you from purchasing a home with serious issues such as mould, structural defects, faulty plumbing and more.

Firstly, you should insert a contingency in the “Offer To Purchase” which states that the sale is dependant on a satisfactory home inspection. In addition, you should also agree on an “Inspection Contingency Period” which will give you time to have a home inspection done. Furthermore, this period should be between four to seven days depending on how soon you can get an appointment with a home inspector.

Based on the results of a home inspection, the contingency will then give you the right to cancel the sales agreement. In addition, you can walk away from the transaction without recourse if you are unsatisfied with the seller’s response to a request for an inspection and inspection contingency.

You lose the right to have the home inspected and to negotiate over defects found in a home once the contingency period ends.

What is a home inspection?

As a home buyer, it is your right to have your future home inspected for potential faults and defects. Therefore, don’t skip this step!

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Boundary Walls

Preventing and Repairing Cracks in Boundary Walls

Damaged boundary walls around your property can spoil the whole look and feel of your property. Furthermore, cracked and leaning walls can also pose a danger to passers-by should the wall fall over.

boundary wall
This was a wall that was butt jointed against the neighbour’s wall. The danger here is that when the wall falls over portions of the wall will be spread over the pavement and possibly into the road. If a pedestrian is close by serious injury could result!

This article explains the correct way to repair boundary walls and install expansion joints!

Firstly, if your walls have ugly cracks and broken plasterwork and brickwork at the expansion joints do not plaster them up as shown in the photos below!

boundary wall
This expansion joint was chopped open and plastered up. The joint will crack at the joint again. This is a waste of time and money and will cause more problems than before!

Furthermore, the work done on these boundary walls will result in more cracking in the walls!

Many boundary walls and retaining walls may fail prematurely due to the lack of provision for movement. However, this is usually not a fault in the materials used, but usually a lack of proper design. Even when the design is correct, the construction of the boundary wall and expansion joints are often faulty.

What is an expansion joint?

It is a separation between two portions of the same structure. A butt joint in a boundary wall is not an expansion joint!

Expansion joints in boundary walls

When building a boundary wall, an expansion joint is a separation designed to relieve stress on building materials caused by movement induced by thermal expansion and contraction. They are therefore specifically provided in boundary walls to avoid cracks occurring in the wall.

Temperature changes and seasonal changes mostly cause the movement in the boundary walls. However, expansion joints also permit movement due to ground settlement, seismic events and expansive soils.

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Consumers and the Property Practitioners Bill

Has the Property Practitioners Bill missed the point?

consumers

Are consumers offered more protection?

Parliament passed the new Property Practitioners Bill on Tuesday 4th December 2018. This bill has been on the cards before 2011!

The Bill was supposed to finally provide buyers (consumers) more protection in the secondary housing market.

However, it appears the Minister of Human Settlements and his staff and the National Assembly totally missed the point!

Here is that portion of the Bill:

CHAPTER 10

CONSUMER PROTECTION

Mandatory disclosure form

  1. A property practitioner –
    1. may not accept a mandate unless the seller or lessor of the property has provided him or her with a fully completed and signed mandatory disclosure in the prescribed form; and
    2. must provide a copy of the completed mandatory disclosure form to a prospective purchaser or lessee who intends to make an offer for the purchase or lease of a property.
  2. The completed mandatory disclosure form signed by all relevant parties must be attached to any agreement for the sale or lease of a property and forms an integral part of that agreement, but if such a disclosure form was not completed, signed or attached, the agreement must be interpreted as if no defects or deficiencies of the property were disclosed to the purchaser.
  3. A property practitioner who fails to comply with subsection (1) may be held liable by an affected consumer.
  4. Nothing in this section prevents the Authority from taking action against a property practitioner or imposing an appropriate sanction.
  5. Nothing in this section prevents a consumer, for his or her own account, from undertaking a private property inspection to confirm the state of the property before finalising the transaction.

This is the protection this Bill offers to buyers (consumers) who buy properties from sellers.

So what has changed? Continue reading “Consumers and the Property Practitioners Bill”

A Smelly Shower

Smells in your shower

shower

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Often what happens in a shower, while the tiler is tiling the floor, is that excess tile adhesive and grout is washed down the shower drain. As a result, some of this grout may be lodged somewhere in the drainage system causing a blockage.

The following may have happened:

  • Either the trap or drainage pipes were damaged during an attempt to unblock the drain.
  • Grout is lodged in the trap and drain pipes.
  • The stub stack vent valve may be below the level of the highest plumbing fixtures on the drainage system in the bathroom.  As a result, the lowest fixture, such as the shower P-trap water seal may be syphoned out of the shower trap.

Of course, a combination of all three may occur as well. Unless the shower trap or drain pipes are damaged, you should be able to handle the cleanup yourself.

Mould in the P-trap

If your shower drain smells musty, you most likely have active mould growing underneath the drain cover. But, if your drain smells like rotten eggs or sewage, you’re either smelling bacteria from a clogged or dirty drain or sewer gases that have escaped from your drainage pipes.

As part of their metabolic process, active mould spores release a gas that has a distinct musty smell. In addition, the gas can be dangerous. If inhaled, it can cause headaches, nausea, dizziness and fatigue. Continue reading “A Smelly Shower”

Home Warranty

Is a Home Warranty worth the money you pay?

 

home warranty

A new way to “protect” home buyers and enrich insurance companies is available in South Africa in the form of a “home warranty”!

The “Voetstoots Clause”

Thousands of homes are sold without any guarantee that the homes are free of defects. These homes are all older homes sold with the “voetstoots” clause in the “offer to purchase”. The Consumer Protection Act does not protect you, the buyer, in this case. Selling his home is not the seller’s normal course of business.

The seller’s disclosure is required to declare all known defects. Can you trust that document?

I would not!

You have to prove that the seller was aware of the defects and did not disclose them!

The defects could be maintenance issues or latent defects that the seller knows about, but that is hidden from view. Such defects can cost a lot of money to fix. Furthermore, the legal process is expensive and frustrating if there’s any doubt that the seller did not disclose known defects.

About the home warranty

An insurance company is offering a “home warranty” to protect you from issues and defects for a two year period. In addition, the premiums are determined on an individual basis according to the insurer.  However, the cost of this home warranty apparently ranges from R12,000 for a one million Rand home to R28,000.00 for a five million Rand home!

The seller can include the cover as a feature of the sale, or the buyer may insist upon the home warranty as a condition of the sale. In both cases, payment for the warranty forms part of the offer to purchase.

There are costs like certificates of compliance, levies and rates clearances, bond cancellation fees and the estate agent’s commission on the sale that all come off the selling price. Then there are the costs the seller has of buying a new property and moving to it as well!

I can only wonder how many sellers will want to cough up such a large amount of money?

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